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What if you are the owner of a small business?
Life insurance could take care of your business if you or one of the other owners died unexpectantly. It could be set up to fund a "buy-sell" agreement that would allow remaining owners to buy out the deceased owner's share at a previously specified price. Or, it can provide coverage on a "key person" that would allow the owners to hire a replacement or work out arrangements in the event of the death of that "key person".
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